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VENDOR.TXT - File for Distributors of Shareware
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  (This file should be deleted from retail distributation copies of program 
   and any added files should total less than 3K or less. If not, data files on
   Disk#1, when created, will overfill the disk)

     This file is provided to explain the benefits of this shareware program
     for distributors and users of the program. A the end will be a short
     and longer version of a suggested layout for a catalog listing and/or
     advertising copy to promote this program.

     Registration Fee is $ 30.00
     Registration provides:  800 Toll-Free telephone support.
                             20% discount on other FPLAN Programs.
                             50% discount on future versions.
     Requires 2 - 5 1/4 Floppy Disks or can be set-up on one 3 1/2 Diskette.
     Comprehensive 34 Page Documentation Users Guide is provided on disk#1.
     Author is a member of ASP and a Certified Financial Planner.
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     This Personal Financial Planner program is designed to assist individuals
in their own total financial situation analysis. Subjects areas include:
Income & Expenses, Assets & Liabilities, Net Worth, Economic Assumptions &
Tax Rates, Education Expense, Retirement Needs, Capital Needs (Life Insurance),
Income Protection (Disability) and the Impact of Taxes & Inflation on Rates
of Return. The accurate completion of this program will help identify any
financial problem areas where adjustments may be needed. They may monitor and
update information as necessary to know their current status and insure they
are on track or what adjustments are needed to achieve their identified
financial goals.

     If they are interested in a more detailed financial planning analysis
of areas identified with this program, they can order the other shareware
program(s) in the FPLAN-FINANCIAL PLANNING SERIES concerning the specific area
of concern. A listing of programs in the series is available from Main Menu
Option #4.

     Total Financial Planning is important to many shareware customers and
therefor the ordering of this and other FPLAN programs are a valuable asset to
the utility for their personal computers.

     The program was designed to be easy to use, even for those who do not
have extensive experience with computers. The program Menus encompass all that
is needed to perform their own Total Persoanl Financial Planning Analysis.
In addition to the Regular Program Mode, there is a Automatic Demonstration
Mode and a Regular Demonstration Mode to assist in using the Progam.
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Suggested Layouts:
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Short version: 
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 FPLAN - PERSONAL FINANCIAL PLANNER: Comprehensive Total Financial Analysis.

Longer version:
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 FPLAN - PERSONAL FINANCIAL PLANNER: by First Financial Software is a total
 financial analysis planner designed for easy use. Included are automatic
 demonstration for each of the functions to familiarize you with the program.
 All of your data, from a comprehensive questionnaire, can be entered into the
 program to determine the status of your persoanl financial situation
 concerning: Budgeting (Income & Expenses), Balance Sheet (Assets, Liabilities
 and New Worth, Economic Assumptions (Rates of Return, Inflation and Tax 
 Situation), College Funding Requirements, Retirement Analysis, Capital
 Needs (Life Insurance) and Income Protection (Disability). Great for helping
 you know and achieve your financial planning goals.
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